PAYMENT POLICY

Payment Policy

Last Updated: July 21, 2026

At ADecorative, we aim to provide a secure, simple, and convenient payment experience for our customers.

This Payment Policy explains the payment methods available on our website, payment processing, order confirmation, payment verification, and other payment-related matters.

By placing an order with ADecorative, you agree to the terms described in this Payment Policy.

1. Accepted Payment Methods

ADecorative accepts payment methods displayed and available during checkout.

Depending on availability, accepted payment methods may include:

• PayPal

• Visa

• Mastercard

• American Express

• Discover

• Debit cards

• Other payment methods provided through our supported payment providers

Available payment methods may vary depending on your location, device, order, or other factors.

The payment methods available to you will be displayed during the checkout process.

2. Payment Processing

When you place an order, you authorize the applicable payment provider to process the payment for the total amount shown at checkout.

Payment may include:

• Product price.

• Applicable taxes.

• Shipping charges.

• Other fees clearly displayed before checkout is completed.

Your payment must be successfully authorized before your order can be processed and shipped.

In some cases, your payment provider or financial institution may require additional verification before a transaction can be completed.

3. Payment Security

We take reasonable measures to help protect payment-related information and maintain a secure shopping environment.

Payment transactions are processed through third-party payment providers and payment processing services.

ADecorative does not generally store complete payment card numbers or card security codes on our own systems.

Payment information may be securely processed by the relevant payment provider in accordance with its own security practices, terms, and privacy policy.

4. PayPal Payments

If you choose PayPal as your payment method, your payment will be processed through PayPal's payment services.

You may be redirected to PayPal or provided with a PayPal payment interface during checkout.

Your use of PayPal is subject to PayPal's applicable terms and policies.

ADecorative does not control PayPal's payment processing systems or privacy practices.

For more information about PayPal's services, please refer to PayPal's official terms and privacy policies.

5. Credit and Debit Card Payments

If you choose to pay by credit or debit card, your payment may be processed through our supported payment processing provider.

You may be required to provide information such as:

• Cardholder name.

• Card number.

• Expiration date.

• Security code.

• Billing address.

Your card information is processed through the applicable payment provider.

ADecorative does not generally store complete card details on our own systems.

6. Payment Authorization

All payments are subject to authorization by the relevant payment provider or financial institution.

An order may be delayed, declined, or canceled if:

• Payment is declined.

• Payment authorization fails.

• Billing information cannot be verified.

• The transaction appears unauthorized.

• Fraud prevention systems identify unusual activity.

• The payment provider requires additional verification.

If your payment cannot be completed, you may be asked to use another payment method.

7. Order Confirmation

Once your payment has been successfully processed and your order has been accepted, we will send an order confirmation email to the email address provided during checkout.

The order confirmation may include:

• Order number.

• Products purchased.

• Quantity.

• Order total.

• Shipping information.

• Billing information, where applicable.

If you do not receive an order confirmation, please check your spam or junk email folder.

If you still cannot locate your confirmation email, please contact:

[email protected]

8. Currency

Product prices and payment amounts will be displayed in the currency indicated during the shopping and checkout process.

If your payment method uses a different currency, your bank or payment provider may apply currency conversion rates or additional foreign transaction fees.

ADecorative does not control exchange rates or fees charged by your bank or payment provider.

9. Taxes and Shipping Charges

The final amount payable will be displayed during checkout before you complete your purchase.

Depending on your shipping destination and applicable laws, the total amount may include:

• Product price.

• Applicable sales tax.

• Shipping charges.

• Other applicable charges clearly disclosed during checkout.

The amount displayed at checkout is the amount you will be charged for your order, subject to any applicable payment provider requirements.

10. Payment Verification and Fraud Prevention

For security purposes, we may use payment verification and fraud prevention measures.

We may review certain transaction information to help detect and prevent:

• Unauthorized transactions.

• Fraudulent activity.

• Payment abuse.

• Suspicious transactions.

• Other potentially unlawful activities.

In certain circumstances, we may contact you to verify information related to your order or payment.

If we are unable to verify a transaction or reasonably believe that an order may involve unauthorized or fraudulent activity, we may delay, refuse, or cancel the order.

If an order is canceled after payment has been successfully processed, any eligible refund will be issued to the original payment method where possible.

11. Payment Declines

If your payment is declined, please check the following:

• Your card details are correct.

• Your billing address matches the information held by your bank.

• Your card has not expired.

• Your card has sufficient available funds.

• Your payment provider has not blocked the transaction.

You may also try another available payment method.

If you continue to experience payment difficulties, please contact your bank, card issuer, or payment provider.

You may also contact us at:

[email protected]

12. Duplicate Charges

If you believe you have been charged more than once for the same order, please contact us as soon as possible.

Please provide:

• Your order number.

• The email address used for the order.

• Relevant payment information or transaction details.

We will review the payment information and assist you where possible.

Please note that some transactions may initially appear as pending authorizations rather than completed charges.

13. Refunds

Approved refunds will generally be issued to the original payment method used for the purchase.

Refunds are subject to the terms and conditions of our Return & Refund Policy.

Once we process a refund, the time required for the funds to appear in your account may depend on your bank, card issuer, or payment provider.

ADecorative does not control the processing time of third-party financial institutions.

14. Payment Disputes

If you have a question or concern regarding a payment or transaction, please contact us first at:

[email protected]

We encourage customers to contact us so that we can review and attempt to resolve payment-related concerns.

If you believe a transaction was unauthorized, please also contact your bank or payment provider immediately.

15. Changes to This Payment Policy

We may update or modify this Payment Policy from time to time to reflect changes in our payment methods, payment providers, website services, or applicable requirements.

When changes are made, we will update the "Last Updated" date at the top of this page.

We encourage you to review this Payment Policy periodically.

16. Contact Us

If you have any questions regarding payments, transactions, refunds, or payment methods, please contact us.

ADecorative

Email: [email protected]

Our customer support team will be happy to assist you with your payment-related questions.